AI Insurer Profile

Embroker

Digital-first (ONE platform: single app, instant underwriting/quotes); AI/ML risk assessment; Hybrid tech+expert; Industry-tailored (vs generic); Broader than Vouch (startups only); 20%+ savings; NPS 70+; Full AI coverage w/o sublimits Embroker About, [Embroker vs...

Founded
2015 by Matt Miller
Headquarters
San Francisco, CA Embroker About
Coverage Limits
Typical $1M-$5M limits (e.g., D&O $5M common for larger startups); AI algorithm...
Leadership

Key People

CEO: Ben Jennings; CFO: Brian Acks; CIO: Andy Lea; COO: Kristy Malm; CTO: Gene Linetsky; General Counsel & SVP People: Deanna Johnston Embroker People

Products

AI Insurance Coverage

Embroker ONE platform (2023): AI/ML for tailored insurance; Artificial Intelligence Coverage Endorsement (Aug 2025, auto-included in Tech E&O/Cyber for startups): covers AI services, discrimination/bias, regulatory defense, up to $150k algorithm

removal (full limits, no sublimits) Embroker AI Coverage, Embroker About

Who It's For

Target Customers

Primarily tech startups/SMBs (software, SaaS, AI, cybersecurity), funded startups, VC/PE firms, law firms, financial services, real estate agents/brokers, consultants; all 50 US states Embroker Homepage, Embroker Tech

Backing

Partnerships & Backing

Reinsurers: Munich Re, Everest Re (A/A+ rated); Investors: FTV Capital ($100M Series C 2021), Tola Capital, Canaan, Bee Partners, MassMutual Ventures (total $140M+); Capacity partners: >40 carriers; Recent: Everspan (2024 verticals) Embroker About, Funding News

Track Record

Case Studies & Claims

Hu-manity.co (AI software): Adjusted policies for growth/risks (D&O, Tech E&O, EPLI, cyber); enabled innovation w/o specific claims detailed.

Robin Powered (tech): Holistic coverage review, contract analysis.

No public notable AI claims Embroker Hu-manity, Robin Powered

Differentiators

What Sets Embroker Apart

Digital-first (ONE platform: single app, instant underwriting/quotes); AI/ML risk assessment; Hybrid tech+expert; Industry-tailored (vs generic); Broader than Vouch (startups only); 20%+ savings; NPS 70+; Full AI coverage w/o sublimits Embroker

About, Embroker vs Competitors

Latest

Recent News

Aug 2025: AI Coverage Endorsement launch; 2024: New verticals (real estate, consultants, financial pros), Everspan partnership, Andy Lea CIO appt; Mar 2025: Tech Insurance Index (AI/cyber trends); Enhanced ONE for tech Embroker AI Launch, 2024 Progress, Tech Index

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